Every problem that people deal with, every problem that I am dealing with, every problem that you have right now--every problem that people experience (besides a few sicknesses and death) can all be traced back to one of two problems. Here they are: it is either a lack of trust or a lack of discipline. Everything can be stemmed back to one or the other: a lack of trust or a lack of discipline. That's it! That's the problem, and everything else is symptomatic. Your "problems" are just symptoms. The reason people are in a tough financial situation, where they don’t want to be--is that they have either a lack of trust or a lack of discipline. Trust me; money is never the problem.
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